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Unlock Your Home’s Equity
Fast, Flexible HELOCs in TX, CO, FL & NE!

YOU'VE COME TO THE RIGHT PLACE!

Get the cash you need for renovations, debt consolidation, or major expenses without selling your home.

GET STARTED NOW

Why Choose a HELOC?

"Turn Your Home’s Equity into Cash When You Need It"

Same Day Closing available for qualified borrowers

Competitive rates compared to personal loans or credit cards

Different ways to use your home equity including home improvements, debt consolidation, major purchases, education costs, and vacations

Fast approvals and a simple application process

COMPETITIVE RATES AND
PERSONALIZED SERVICE

Secure market-leading rates tailored to YOUR financial goals.

EXPERTISE AND TIME-SAVING STREAMLINED PROCESS

Stress-free closings are our specialty. Leave the paperwork and deadlines to us.

LOCAL KNOWLEDGE AND
COMMUNITY FOCUS

Proudly serving Houston homeowners for over 15 years.

The Loan Nerd agents

The Loan Nerd

NMLS ID: 2592315
Licensed in: TX, CO, FL, NE
(833) 410-LOAN

Local Loan Options

Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.

Fixed Rate Mortgage

Adjustable-Rate Mortgage

Jumbo Loans

Conventional Loans

FHA 203k Loan/FHA Loans

VA Loans

Reverse Mortgage

HELOC

  • I can’t say enough good things about John and Corky with Loan Nerds. They helped make it possible for me to buy and sale a home simultaneously within 33 days.... read more

    Kristy Ribordy Avatar Kristy Ribordy

    I wanted to take a moment to state what a pleasure it has been dealing with Corky and John at The Loan Nerd! The steadfastness, tenacity and dedication to... read more

    Sandy Aronson Avatar Sandy Aronson

    John is a great guy.

    Nicos Bar & Grill Avatar Nicos Bar & Grill

    Had the pleasure of meeting John christoff, will definitely do business with him!

    Eric L Avatar Eric L
  • John is awesome!

    Adela Cerda Avatar Adela Cerda

    I highly reccomend John!

    Olga Aguirre Avatar Olga Aguirre

    John is a true professional and an amazing human being! helped me acquire a business loan when I was in a bind and it was perfect timing!

    Jamilah Robinson Avatar Jamilah Robinson

    The Loan Nerd is very experienced and knowledgeable about helping clients.

    Paul O'Sullivan Avatar Paul O'Sullivan
  • John was super informative!

    Jada C Avatar Jada C

    Met John at the Builders and Brokers event. He is extremely knowledgeable and very easy to talk to!

    Elizabeth Ramnarine Avatar Elizabeth Ramnarine

    Friendly and knowledgeable!

    Joshua Avatar Joshua

    John, was great and we would love to work with on future projects.

    Steven Reed SR Avatar Steven Reed SR
  • John is professional

    Joshua D Randall Avatar Joshua D Randall

    John is very knowledgeable when it comes to mortgage loans

    Elizabeth Antley Avatar Elizabeth Antley

    Excellent customer service! I highly recommend

    Bentley Carlisle Avatar Bentley Carlisle

    Pleasure meeting you at the Build and Broker Event! You do great work!

    Caroline Culver Avatar Caroline Culver
  • Best customer service ever , was really impressed with the knowledge & feedback provided.

    Jesus Zuniga Avatar Jesus Zuniga

    Knowledgeable and extremely helpful!

    Sarah Pledger Avatar Sarah Pledger

    John was super friendly and knowledgeable!

    ANH PHAM Avatar ANH PHAM

    Great communication. Good resources.

    Ronnie Reid Avatar Ronnie Reid

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